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Mortgage Insights
Is it a Good Time to Become a First-Time Home Buyer?

Is it a Good Time to Become a First-Time Home Buyer?

May 20, 2020 | Posted by: Haystax Mortgage

We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it a good time to think about buying a ho ...

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5 First-Time Homebuyer Mistakes To Avoid

5 First-Time Homebuyer Mistakes To Avoid

May 6, 2020 | Posted by: Haystax Mortgage

Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer&rs ...

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5 Smart Ways to Use a Home Equity Line of Credit

5 Smart Ways to Use a Home Equity Line of Credit

April 15, 2020 | Posted by: Haystax Mortgage

For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a ...

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What should you consider when refinancing your mortgage?

What should you consider when refinancing your mortgage?

April 1, 2020 | Posted by: Haystax Mortgage

Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ...

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Home Selling Season is Around the Corner: Tips to Get Ready

Home Selling Season is Around the Corner: Tips to Get Ready

March 18, 2020 | Posted by: Haystax Mortgage

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

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6 Persistent Real Estate Myths You Really Need to Ignore

6 Persistent Real Estate Myths You Really Need to Ignore

March 4, 2020 | Posted by: Haystax Mortgage

Whether you're a home-buyer or a seller, it pays to understand the real estate market if you want to get a good deal. Unfortunately, a series of damaging ideas has grown up around real estate which ca ...

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Should You Pay Off Your Mortgage Early?

Should You Pay Off Your Mortgage Early?

February 19, 2020 | Posted by: Haystax Mortgage

It's a dream to be able to pay off your mortgage early, but is there a downside?  While it sounds like a great idea, there are some factors to consider before doing so.  This article will ex ...

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What is a Credit Score?

What is a Credit Score?

February 16, 2020 | Posted by: Haystax Mortgage

  According to Investopedia a credit score is a statistical number that evaluates a consumer's creditworthiness. Lenders use credit scores to evaluate the probability that an individual will rep ...

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Prioritize your future.

Prioritize your future.

February 7, 2020 | Posted by: Haystax Mortgage

When we spend time setting goals for ourselves and incorporate them into our budget, most people will forego those future goals to achieve more immediate results. This is largely due to the dramatic s ...

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What is a credit report?

What is a credit report?

February 2, 2020 | Posted by: Haystax Mortgage

With the significant rise in credit use around the world in the 1980’s credit reporting has become a critical part of our day to day lives. So, the question then becomes, what exactly is a credi ...

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