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Haystax Mortgages

Mortgages are complicated ... getting one shouldn't be.

PinkIsTheNewGreen - Green Mortgages, Tree Canada
Haystax Mortgage on Dragons Den Show

We’re Different … and Proud of It!

Haystax offers a simple approach to a complicated process. We do it online, with an impartial and transparent process. No more bank appointments, broker meetings or lengthy waits, our technology does the work for you. Get qualified for a mortgage from the comfort of... anywhere, anytime! 

We’re redefining how Canadians access home financing

We match your mortgage needs with lender guidelines for automatic pre-approval. Get a new mortgage, renew an existing one or choose a refinancing option and connect direct to lenders! The power of choice is where it belongs … with you! 

Haystax Mortgages
  1. 1

    Fast, Easy, Convenient

    An online connection, a quick chat with a few easy questions and your unique profile is created.

  2. 2

    Powered by Smart Intelligence

    We verify your details, refine your choices, and offer you recommended lenders.

  3. 3

    Compare, Choose and Share

    Compare the results, choose the lender, and share with your Realtor® for closing.

Apply Now

We’ve streamlined the process

Our cutting-edge technology weaves data analytics and machine learning to search 1000’s of mortgage products and match you with three pre-approved lender choices. Exploring options from 70+ lenders, including some of Canada’s major banks and private lenders, we locate the lowest rates and best terms for your mortgage needs. Choose the lender and start house hunting! It's That Easy!

Mortgage Purchase
Each home owner is unique and not all mortgages are the same. Haystax leverages our AI innovation to give you significant negotiating power and make sure the long-term savings are in your pocket. [learn more]

Mortgage Renewals 
We take the stress out of renewals by having multiple lenders compete for your business to ensure you always get the best deal[learn more]

Mortgage Refinance
Convert your home equity into cash when you need it, or pay off high interest debts and be mortgage-free faster! Get pre-approved fast with Haystax! [learn more]

Over 70+ Trusted Lenders!

  • Alterna Savings Credit Union
  • ATB Financial
  • B2B Bank
  • Bridgewater Bank
  • Canadiana Financial
  • CHIP Home Income Plan
  • CMLS Financial
  • Coast Capital Credit Union
  • Equitable Trust
  • First Ontario Credit Union
  • First National
  • Hometrust
  • ICICI Bank
  • Industrial Alliance
  • MCAP
  • Manulife
  • Meridian Credit Union
  • Merix
  • Optimum Mortgage
  • Prospera Credit Union
  • RMG Mortgages
  • Scotia Bank
  • Street Capital
  • TD Canada Trust
  • Valley First Credit Union
  • Vancity Savings Credit Union
  • Wealthline
  • Westminster Credit Union
  • Xceed
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Our Services are Free To You!
Get Lowest Mortgage Rates

As your preferred mortgage brokerage, we have access to the lowest mortgage rates from banks, credit unions and private lenders.

Contact Us Today

What clients are saying

read all testimonials
  • Very knowledgeable and flexible for their clients. I found them very willing to walk through the process and patient with us. They were always available to chat and advise according to our vision. ...
    Michael Lefebvre
  • Thank you Haystax for helping my family and I purchase our first home. when brokers and banks had denied us, Haystax made it work. we are so happy and grateful for the wonderful Haystax team. Thank...
    Donna Maiden
  • If you are in the market for an excellent mortgage brokerage company, then look no further than the Haystax Mortgage team! My husband and I worked with Paul and his team for almost a year! The serv...
    Shelley and Don Gallant
  • I have Haystax link on the home page of my web site and I’ve had them as a guest on my radio show. They have helped my clients get pre-approved fast and offer such a unique, modern and fantastica...
    Michelle Cummins
  • Paul at Haystax is great!! He helped us buy our first house back in August of this year, and it couldn't have gone any smoother! He made the process very easy and always kept us in the loop with ev...
    Mikayla M
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Partner with Haystax

Interested in sharing referrals & working together? We are too!

Contact Us

Mortgages have changed.

Start house-hunting with Haystax!

From the Blog

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June 17, 2020

Useful Tips for Buying and Selling A Home During Covid-19

When Is Mortgage Refinancing a Bad Idea?
June 3, 2020

When Is Mortgage Refinancing a Bad Idea?